I’d like to change my health insurance company. What do I have to do?
You can change your health insurance company,
for example because another health insurance company is cheaper.
What can you change?
- Basic insurance
- The type of insurance
- The excess
How can you change your insurance company?
- Cancel your health insurance policy by 15 November
to make sure there’s plenty of time.
Sample letters for cancelling your policy are available: Sample letters ("Kündigung der obligatorischen Krankenpflegeversicherung (Grundversicherung)") - Register with your new health insurance provider.
Send your registration by 15 December.
That should give you plenty of time.
There is a sample letter for the registration available: Sample letters ("Anmeldung obligatorische Krankenpflegeversicherung (Grundversicherung)")
When can you change insurance company?
- Basic insurance: Send in your cancellation by 15 November.
- Type of insurance: Send in your cancellation by 15 November.
- Excess: Let your health insurance company know by 15 November.